No Nonsense. I make getting a mortgage loan easy! I am a "Licensed Mortgage Professional".

Isn't it great how you can go to a car dealership, test drive a few cars, pick out the one you want, and drive it home that same day? You can't do that with a new house.

You need someone on your side when you're buying a home. Who makes sure you aren't doing paperwork you don't have to do. Who speeds up some of the steps you can't avoid. You need a "blocker," clearing the way of obstacles as you head toward your goal.

That's where I come in! Welcome to my website, where you'll find out how I make the process of qualifying, applying, and getting approved for a mortgage loan simpler than you ever imagined.

When you've picked out your dream home, the paperwork and hoops to jump through with disclosures, appraisals, inspections, title insurance, escrow, notaries, credit reporting companies, and more can be overwhelming. This is where my experience will stand out, and make the difference in getting your loan approved.

Many people think their real estate agent will help them through a confusing mortgage process. Your real estate agent is looking out for you, no question about it. But it's your mortgage lender who wants almost all of those steps and all that paperwork.

I "run interference" with the mortgage lender who's going to make you your loan. I can't snap my fingers and make buying a home like buying a car, but I can make it easier and smoother. And I do! With my 30 years of mortgage experience, I will help you navigate a much tougher lender environment. I work tiressly for my clients, and I only accept a can do attitude. In my 30 experience, I have seen full circle the underwriting guidelines and know how to package your loan to ensure we get your loan approved. I know how to help you with credit challenges, and know what lenders will accept lower credit scores. This doesn't neccessarily mean a larger down payment. In many cases, I can still get you into a home with 3.5% down payment, with less than average credit score.

Electronic filing of most required documents means it gets there faster and you get a decision faster. We've cut down on duplicated information, too -- give it to me once, my systems "remember" it so I don't ask again! And beyond my state-of-the-art technology, i have good old fashioned expertise in mortgage brokerage. I know the ins and outs. I do the heavy lifting for you -- saving you time and aggravation.

Navigate my website to learn how i make getting a loan easier and faster!




Mortgage Calculator:
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Looking to Buy?

Are you looking to buy a house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.
 
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American Capital Corporation 1741 E Roseville Parkway Suite 500 Roseville, CA 95661
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