Eric Montaghami
Mortgage Planner, CMPS
NMLS #329606
With over 28 years of experience in the mortgage industry, I’ve dedicated my career to making the home financing process exactly what it should be: EZ.
My expertise extends far beyond simply securing a mortgage. Having spent decades navigating complex underwriting guidelines, income analysis, and intricate financing scenarios, I help clients make informed mortgage decisions that align with their broader financial goals. This allows me to anticipate challenges before they arise, provide proactive solutions, and keep transactions moving smoothly from application to closing.
As a Certified Mortgage Planning Specialist (CMPS), I frequently work alongside financial planners, CPAs, divorce professionals, and estate planning advisors to help clients evaluate financing strategies during some of life's most important transitions. Whether purchasing a home, restructuring debt, navigating a divorce, planning for retirement, or managing an inherited property, I believe mortgage decisions should support a client's overall financial picture—not just today's transaction.
But beyond the numbers, my priority is you. I believe a smooth process starts with clarity, which is why I take the time to explain your options simply and transparently. My goal is to ensure you and your family feel fully supported, informed, and confident every step of the way.
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Jul 08, 2026
Not sure if you should call a Lender or Real Estate Agent first? Find the answer and start your home buying journey with confidence.
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Jul 01, 2026
Learn what to consider before buying a vacation home, including costs, financing, and location to make a smart investment.
Do VA Refinance Rates Differ from Purchase Rates?
Jun 24, 2026
Learn how VA refinance rates compare to purchase rates and how fees and loan types impact your total cost.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.